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The Budgeting Bible image

Budgeting is the key to controlling your money, and yet, most people don’t do it. Budgeting allows you to manage your finances and set yourself up for a successful financial future. Review the steps and tips in creating a budget and start on the road to success. How to Create a Budget Budgeting strategies and techniques vary across the board. For example, a budget for a first-year college student and one for a retiree can be very different. But there are five basic steps in creating a budget. They are all important because they build on one another, helping you organize your finances in a sensible way. Step 1: Determine Your Financial Goals There are two types of financial goals: immediate and long range. ...

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